Automatic Tubig Machine, the most affordable and most compact sized water treatment station that can be deployed even in the remote places in the Philippines where water supply is inadequate. Below are the different ways in which we can assist you to be part of this advocacy. 

 

Not Enough Cash to Invest, we can help through BPI Family Ka-Negosyo Loan or any local Bank or any local Cooperative: 

 

1.  With Collateral. 6.5% per annum. Fast approval. 70% to 80% loanable amount of the appraised value. 

2.  With No Collateral. 10% per annum. Subject for approval depends on existing account with BPI. 

 

The company will guarantee your monthly amortization through our Loan Protection Program in any Bank or Cooperative. This will guarantee the Franchisee’s loan payment on a monthly basis. If the monthly proceeds of the Franchisee is not enough to cover the total monthly amortization, the Franchisor will pay for the balance if the loan amount is up to 150k and the term is at least 3 years to pay. It will be deducted from the next months revenue with zero interest. 

 

Emergency Loan Facility after a year for Franchisee's: 

 

You can make cash advances up to 3 months worth of your monthly revenue absolutely zero interest. This is another type of our helping hand program to support our Franchisee's who needs immediate cash for their medical/hospitalization needs, loan payments, tuition fee's, school expenses, vacation trips, etc.

 

Sample Computation: 

 

Say for example your loan interest is 10% per annum and your principal loan amount is 150k, the annual interest would be 18k. For three years to pay, the total interest is 54k plus the principal amount is 204k. Therefore, your monthly amortization for three years is around 6k. If you deposit that money in the bank, you'll only get 375 pesos profit for one year. If you put it in time deposit, you'll just get 1,125 pesos less withholding tax of 20% equals 900 pesos for one year. Can you imagine how the bank make good use of your money, they will invest your money to some profitable business and yet you'll get less than 1% of your money in a year? 

 

Now, if you become a franchisee, the average profit you'll get is 5,000 pesos per month, though, it is not guaranteed, may fluctuate from time to time, may be lower or higher depends on the business location and weather circumstances. If in case you get lower than your monthly amortization, the company will fulfill the payment for you. You can now sleep well not worrying about how to pay your loan in case you can't fulfill it. The company will monitor the situation of the business regularly, if in two to three months, the profit is less, the company will transfer the ATM unit to a more suitable place, somewhere where people are plenty like in the market, schools and churches. If your monthly profit is higher than the average, that means it's a very good business, you can pay your monthly amortization plus you'll get some take home pay at the same time.

 

Since we are business partners, we make sure you get what you deserve. Our business can earn from 10k to 30k per month gross profit, why give you 1% per year? That's unfair, right? How can our company assure all these things? It's because you're not the only one who invested with us, there's many more. There maybe TM units that may not be performing well, but there are more that can perform well. We make sure that all our units are profitable so we can fulfill our obligations with our business partners fair and square.